Life insurance is more than just a policy; it's a loving commitment to your family's future. It's a financial safety net that not only provides peace of mind but also offers the potential to generate wealth over time.
Assureanchor never requires a medical exam for anyone. You can apply for personalized online life insurance coverage through Assureanchor without needing to schedule an exam—you'll just need to answer a few health-related questions. Regardless of your health status, with Assureanchor, you are eligible for a no-medical-exam life insurance policy.
Did you know? You can secure comprehensive life insurance coverage without the hassle of a medical exam. Complete an online application in minutes and answer a few health-related questions. Our flexible coverage options range from $100,000 to several million, with term lengths of 10, 15, 20, and 30 years.
Complete our 100% online application in minutes.
Choose coverage from $100,000 to $2 million.
We offer 10-, 15-, 20-, and 30-year terms.
Our team of licensed agents can answer all your questions.
Experience the simplicity and peace of mind that come with no-exam life insurance. Our hassle-free application process is designed to fit seamlessly into your life, providing the security you need without stress.
Apply effortlessly without the need for medical exams.
Rest easy knowing our application won't affect your credit score.
Get started today at no cost to you.
Experience the simplicity and peace of mind that come with no-exam life insurance. Our hassle-free application process is designed to fit seamlessly into your life, providing the security you need without stress.
It can help cover some of life’s biggest expenses, like a home mortgage, debt, your children’s college tuition, and it can also replace lost income. Your policy can also help cover everyday expenses—anything your beneficiaries need, really. Ultimately, it’s up to them to decide how to use the payout. Learn more about how it works.
We offer both term life insurance (ages 20-65) and guaranteed issue whole life insurance (ages 65-85). Our term length options range from 10 to 30 years, with coverage amounts from $20K to $2 million, depending on what you qualify for. Learn more about our policies here.
Employer-sponsored policies typically offer coverage that is about 1-2X your annual salary, which is a fraction of the coverage you need. Financial experts recommend having coverage that is about 10X your salary, which is why many people buy individual term policies to supplement their coverage through work.
Age: All U.S. citizens and permanent residents ages of 20-85 can apply for coverage with Ethos. If you’re 65 and under, you can own term coverage until age 80. If you are over 65, a guaranteed issue whole life insurance policy might be an easy way for you to get coverage quickly. Location: Ethos is licensed and operates in 49 U.S. states and the District of Columbia, excluding the state of New York.
A common and easy way to come up with a coverage estimate is to multiply your annual income by 10. Another way is to calculate your long-term financial obligations and then subtract your assets. The remainder is the gap that life insurance needs to fill. It can be difficult to know what to include in your calculations, so we created a life insurance calculator to help you determine your coverage needs.
Imagine securing your family's future with just a few simple steps—no medical exams, no lengthy processes. Simplified issue policies offer a streamlined application where you only answer a few questions about your medical history and lifestyle. It's perfect for those who need coverage quickly or prefer to avoid medical exams. Plus, these policies often come with higher death benefits compared to guaranteed issue policies.
Guaranteed issue policies ensure that you get the coverage you need, no questions asked. No medical exams or health questions—just guaranteed approval. This makes it ideal for those who might face challenges getting insured otherwise. While these policies may have higher premiums and offer smaller death benefits, they provide a crucial safety net without the hassle.
Whether you qualify for a simplified issue policy or a guaranteed issue policy, we’re here to help you find the perfect coverage for your needs. Enjoy the peace of mind that comes with knowing your loved ones are protected, all with a process that's as easy as it is secure.
During Your Application:
Provide Accurate and Detailed Answers: Ensure all responses on your application are thorough and precise.
Quickly address any follow-up inquiries to ensure a smooth and timely underwriting process for your policy.
Be aware that all prices quoted may change based on underwriting.
Navigating the process of choosing life insurance can seem scary at first, but with a little guidance, you can find the perfect policy for your needs and goals. Here are the top 7 mistakes that could prevent you from getting the best life insurance.
While some traditional life insurance policies are known to require a lengthy application process and medical underwriting, instant life insurance has emerged as a convenient and efficient alternative.
That’s why we took the time to deconstruct a life insurance policy document to help identify the key sections you’ll need to read through before you move forward.
For people ages 40 and over, the average rate increase is 10% every 6 months. For all people regardless of age, the average rate increase is 6% every 6 months. Once you purchase, your rate is the same your whole term.
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